Spread the cost of essential repairs.
Underpinning bills rarely arrive at a convenient moment. Approved finance lets you start the work now and pay it off on terms that fit your budget.
- UK-wide coverage and local knowledge
- 20 year remedial warranty
- Diagnostics to remedial work
Most foundation problems are urgent. Few people have the cash sitting ready. We work with FCA-regulated finance partners so you can start the work now and pay over a term that fits your budget.
Typical loan structure
Unsecured personal loans through an FCA-regulated lending partner. Terms run from 1 to 10 years, with rates from 9.9% APR representative depending on amount, term, and credit profile. There are no early repayment penalties, so you can settle early if circumstances change.
What you can borrow
Typical loan amounts run from £3,000 to £75,000, which covers the vast majority of domestic underpinning jobs. A soft-search decision in principle is usually back within 24 hours, with no impact on your credit file.
Worked example
For illustration only: borrowing £15,000 over 5 years at 11.9% APR representative works out at roughly £332 per month, with a total repayable of about £19,920. Your actual rate, monthly payment, and total cost will depend on the lender's decision.
How to apply
Your surveyor walks you through the options on the site visit. The first step is a soft credit search that does not affect your file. Only once you accept a quote does the lender carry out a full credit check. The funds are paid to us directly against the agreed scope of works.
Regulatory note
National Underpinning acts as an introducer to FCA-regulated lenders. We do not provide credit ourselves and we do not charge fees for arranging finance. Cash and bank transfer remain the most common ways our customers pay. Loans are subject to status and affordability checks.
Get a free assessment
A surveyor will be in touch within 48 hours.